If you’re self-employed, chances are you’ve had at least one moment where you thought “I can afford the vehicle… so why is proving it so complicated” You’re not alone. In Ontario, many business owners, contractors, freelancers, and gig workers have strong cash flow—but their income doesn’t show up neatly on a bi-weekly pay stub.
The good news self-employed car loans are absolutely possible. The key is knowing what lenders look for and how to present your income clearly.
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